Bank of America stole this guy's Challenger!

[ChgrSteve67]

I think you will find that if one party takes action by hiring someone else to do the work the origional party is still responcible.

Just like if you paid someone to do something on your behalf and someone or something gets hurt/damaged you will still be responcible.

In this case B of A is going to hole the company they hired responcible and make them pay for the damages. Either that or B of A will not continue to do business with them or take it out of the money B of A owes them.

Personally if it was me if I didn't have a check for the damages in my hands within 30 days I would hire a lawyer and sue the people arested, the company paid to winterize the home and B of A and let the courts sort it out. I think there is plenty of blame to go around.

[Mike DC]

Yeah I know that BoA could be roped into a suit for the car damages.  But I doubt BoA would be writing anyone a check by the time the whole thing played out.  It's a lot easier to file that suit against BoA than to win it.  Regardless of their legal liability it is not their doing as a practical matter.  Legal liability usually only overrides practical truth when the little guy is being sued.

Bottom line, several steps later, if the thieves don't have enough liquid assets required to fix the car right now then I doubt the car owner will get it.  Just my guess for this particular case.



I suppose BoA might pay out this time just to look better in the press.  (In fact I think they would be stupid not to, the cost/benefit is so lopsided here.)  But I suspect they would get away without paying for this incident if they really didn't want to pay it.