News:

It appears that the upgrade forces a login and many, many of you have forgotten your passwords and didn't set up any reminders. Contact me directly through helpmelogin@dodgecharger.com and I'll help sort it out.

Main Menu

Elderly parental care at home....

Started by hemi68charger, April 21, 2010, 08:45:28 AM

Previous topic - Next topic

hemi68charger

Hey gang..
I'm curious if ANYONE is in a similar situation. I took in my mother about 4 years ago to care for her. She has frontal lobe Demenita and can not care for herself properly. So, we invested in her home to sell, racked up a huge bill and wouldn't you know it, the housing market crashed and we sold the house for just enough to put towards the down payment on the new house we bought to accommodate her needs when she got older. Well, she stays home and so does my wife to care for her. She mobile, but in no way could she prepare her own meals, has to be reminded every night to perform hygiene, etc.

I could have swore there were/are Federal and/or State programs that help with a monthly stipend (or something to that effect) for the care provider, in this case, me her son and my wife. The financial situation for us is extremely tough now inlew of the debt incurred in the updating of her former home. I'm not looking for handouts, but if my and her life-time worth of tax dollars are paying for a program that she's/I'm eligible for, why not.. The alternative is using her social security and pension towards a full-time nursing program with the State in control of her..

As my avatar states, we live in Texas

Troy

Troy
'69 Charger Daytona 440 auto 4.10 Dana ( now 426 HEMI )
'70 Superbird 426 Hemi auto: Lindsley Bonneville Salt Flat world record holder (220.2mph)
Houston Mopar Club Connection

draftingmonkey

Troy,

Most funding varies state to state. Have you checked with Texas Medicaid to see if she/you qualify for any elder assistance funds? 

James
...

crusty440

We're in the same situation with my mom in Mich., and unaware of any state aid provided to a family member living at home.  I wish there was, we could sure use the help.

twodko

Gentleman,

This is what my wife and I have discovered. She has Fahr's Syndrome (Parkinson's for all intents and purposes) and we've been looking into long term care. I believe Medicaid is available to everyone everywhere and has a full LTC component. The kicker is whatever Medicaid spends on your loved ones they expect to be paid back when that person passes. This is where trusts come into play, revocable or irrevocable. Medicaid has a 5 year "look back" method of checking on applicants to see if you transferred assets to another family member thereby making them unavailable to Medicaid. This opens up other issues with regard to family members that is complex. I'll try and explain if any of you are interested but I'm no expert.
Most every healthcare insurance policy offers limited in-home care. Cigna, which I have, offers 100 calendar days per year of in-home care up to 8 hours a day. Check your health insurance on this Troy. For those of us who have or will have a family member needing daily care a Long Term Care (LTC) policy appears to be the only other option before age 65. An LTC "couples" policy are the least expensive. These are for spouses hence the "couples" policy. We're in our mid fifties and aren't aware of what social security may offer. Social Security does have a long term disability benefit that we looked into but our dual health insurance offered more annual days of in-home care (200) than the SSI benefit plus there is some post 65 SSI adjusted benefit thingy. Please look into this as well. Buying a LTC policy is easier and cheaper when bought earlier in life (shoulda, coulda, woulda) but for many of us a LTC is our best choice. Its a tall order to buy one of these policies, not because they are prohibitively expensive, but because money is painfully tight for most of us. I'll be happy to share my limited knowledge about this with any of you just PM me.

Tom
















FLY NAVY/Marine Corps or take the bus!

RD

you should try and get her to have a documented disability with your local social services agency.  the result of her disability, and the severity of it, will most likely qualify her for geriatric care through the state.  such services, include but are not limited to:

in house care
vocational training (even if its volunteer work)
subsidized prescriptions, medical equipment, etc.

check with your local SRS / health and human services:

http://www.hhsc.state.tx.us/Help/HealthCare/65_and_Older/People_with_Disabilities.html

to receive SSDI (social security disability insurance):

http://www.ssa.gov/disability/
67 Plymouth Barracuda, 69 Plymouth Barracuda, 73 Charger SE, 75 D100, 80 Sno-Commander

b5blue

Go to USA.GOV to do a search of federal resources that you or she may have available. They have listed topics to search and a neat resource questionnaire you can take that will suggest possible programs for assistance, it's very simple and may reveal something helpful. God Bless and Good Luck to you!  :yesnod:  (I have found many forget to go straight to source for information and even seen infomercials selling the free information there!)