Classic car insurance for my charger which co is the best

[attaboy]

Be careful with Hagerty.  They didn't renew my coverage because the wife had two tickets (in her car, not mine).  My wife doesn't drive my Charger, never has, never will.  She can't drive a stick car.  She's 4'11".  I doubt that she can even push the clutch all the way to the floor.
Hagerty seems to now count everyone in the household as a driver of your classic car.  If you have teenagers they probably won't even insure your car.
I had them for 7 years.  One claim for a blown tire.  No other claims, no tickets, no nothing.
I would not recommend them.

[ACUDANUT]

American C.C. ins !!

[moparnation74]

Be careful with Hagerty.  They didn't renew my coverage because the wife had two tickets (in her car, not mine).  My wife doesn't drive my Charger, never has, never will.  She can't drive a stick car.  She's 4'11".  I doubt that she can even push the clutch all the way to the floor.
Hagerty seems to now count everyone in the household as a driver of your classic car.  If you have teenagers they probably won't even insure your car.
I had them for 7 years.  One claim for a blown tire.  No other claims, no tickets, no nothing.
I would not recommend them.

If she was labeled on your policy as a "driver" and not excluded.  Then yes they will look at that persons druvinig record.  Are they suppose to assume she never drives it?

[ACUDANUT]

Be careful with Hagerty.  They didn't renew my coverage because the wife had two tickets (in her car, not mine).  My wife doesn't drive my Charger, never has, never will.  She can't drive a stick car.  She's 4'11".  I doubt that she can even push the clutch all the way to the floor.
Hagerty seems to now count everyone in the household as a driver of your classic car.  If you have teenagers they probably won't even insure your car.
I had them for 7 years.  One claim for a blown tire.  No other claims, no tickets, no nothing.
I would not recommend them.

If she was labeled on your policy as a "driver" and not excluded.  Then yes they will look at that persons druvinig record.  Are they suppose to assume she never drives it?

Her "druvinig" record no. Who lets their old lady drive our 40 plus year old cars anyway ?

[Charger4404spd]

Be careful with Hagerty.  They didn't renew my coverage because the wife had two tickets (in her car, not mine).  My wife doesn't drive my Charger, never has, never will.  She can't drive a stick car.  She's 4'11".  I doubt that she can even push the clutch all the way to the floor.
Hagerty seems to now count everyone in the household as a driver of your classic car.  If you have teenagers they probably won't even insure your car.
I had them for 7 years.  One claim for a blown tire.  No other claims, no tickets, no nothing.
I would not recommend them.

If she was labeled on your policy as a "driver" and not excluded.  Then yes they will look at that persons druvinig record.  Are they suppose to assume she never drives it?

Unfortunately, it doesnt matter is she drives it or not. They look at the driving records of EVERYONE in the household. I got a policy with them again a few weeks ago and they started not to cover me because my step-son (who is 21) got a speeding ticket back in the summer. They wanted to know how fast he was going. Said hell if I know and it shouldnt matter, he will never drive it. After they talked to their underwriter they finally called back and said they would cover me.

I needed coverage right then when I called ( it takes a few days with some companies) or I would have told them to shove it. Next year I will probably take my business somewhere else.

[myk]

Are we required to list everyone in the household, whether they drive the car or not?  Also, I can't imagine that other insurance companies are any less careful when it comes to deciding who to cover...

[Charger4404spd]

Are we required to list everyone in the household, whether they drive the car or not?  Also, I can't imagine that other insurance companies are any less careful when it comes to deciding who to cover...

Its magic, they KNOW EVERYONE who is in the household. Better get the tin foil hat out