Historical plates

[Dino]

I just called Hagerty and was quoted $280/year for a '69 with historical plates valued at $20K.  For standard plates it's $404/year.  In mMichigan you can only use a car with historical plates for car shows, parades and historical club activities.  It cannot be used for routine transportation and the whole point of having the car is to do weekend drives and take it to work on occasion.

Do you guys have historical plates and if so do you drive the car more than is allowed?

[68X426]

American Collectors Insurance doesn't mess with the type of plate. Premiums are based on declared value and miles driven.

Shop for a quote, way better than driving too many miles and jeopardizing the coverage.

[Dino]

I did request a few quotes and Hagerty actually gave me the better deal although I could live with all of them.  Apparently they are fine with the car being driven around with a historical plate as long as it is not considered your main daily driver, which it is not.

Time to go roast the tires!   

[MRHWS]

Try Condon & Skelly.

[vancamp]

I have a 69 with historic plates, Arkansas does not care how often you drive it it is insured through Hagerty and as long as its not my daily driver they didnt care what tags were on it.

[Dino]

I have a 69 with historic plates, Arkansas does not care how often you drive it it is insured through Hagerty and as long as its not my daily driver they didnt care what tags were on it.

When I asked the Haggerty rep about driving limits she basically said the same thing, as long as I had another car registered as a daily, they could not care less how much I drive it or where.  I told her that I did want to drive it to work on occasion but that the Michigan law states you can't do this.  She said it's not an issue as there is no way for anyone to know exactly how much I drive it to work.  When the law was made it stated that you could drive the car only for hobby related things such as to and from car shows.  There was a lot of commotion so it was added that you can drive your classic car for mechanical test reasons wherever you wanted.  That kinda gave us carte blanche.  I'm in a university town so cops are everywhere all the time but all they do is give me the thumbs up!   

I put around 700 miles on it in 4 weeks, life is good.

[bull]

Check with your state and see what you can use as historical plates. In Oregon we can use state plates that were once issued to other cars (basically used plates) as long as the registration on the first has been inactive for a certain period of time. Once you find a pair of usable old plates you can register them as historical for $80+ forever. So technically they are "historical plates" even though they are period-correct plates with a historical tag. Is this making sense? Oregon also has state-issued historical plates that stick out like a sore thumb but I don't really want to draw that sort of attention to myself.

The reason for the higher price is that with regular plates there is the real assumption that there no limit to how much you can drive your car. With historical plates there are limits, which means less driving, which means less chance of an accident.

There are rules set by Oregon and Hagerty about the use of these cars but they aren't really staunch and are seldom enforced. You'd really have to be abusing your priveleges or routinely pissing off an a-hole cop to get into trouble. I know Hagerty says you're allowed to take your car to work on occasion, or take a trip to the drive-in, or go for a pleasure cruise, etc., without getting into trouble. Those are the "rules" but that doesn't mean they really worry about it unless you're putting 12k miles on your car in a year.

[Dino]

Check with your state and see what you can use as historical plates. In Oregon we can use state plates that were once issued to other cars (basically used plates) as long as the registration on the first has been inactive for a certain period of time. Once you find a pair of usable old plates you can register them as historical for $80+ forever. So technically they are "historical plates" even though they are period-correct plates with a historical tag. Is this making sense? Oregon also has state-issued historical plates that stick out like a sore thumb but I don't really want to draw that sort of attention to myself.

The reason for the higher price is that with regular plates there is the real assumption that there no limit to how much you can drive your car. With historical plates there are limits, which means less driving, which means less chance of an accident.

There are rules set by Oregon and Hagerty about the use of these cars but they aren't really staunch and are seldom enforced. You'd really have to be abusing your priveleges or routinely pissing off an a-hole cop to get into trouble. I know Hagerty says you're allowed to take your car to work on occasion, or take a trip to the drive-in, or go for a pleasure cruise, etc., without getting into trouble. Those are the "rules" but that doesn't mean they really worry about it unless you're putting 12k miles on your car in a year.

Pretty much the same stpry in Michigan.  $30 to register a date correct plate.  I looked into it but they are ugly!  Right now I have a plain historical plate which pretty much looks the same as a standard plate, ie it's the same blue on white, but it does say 'historical vehicle' on the bottom and there are no letters, only digits.

I don't intend to abuse the system or piss off local law enforcement, they're good to me so I return the favor.

[troy.70R/T]

I have historical plates and live in MO. you are supposed to keep a log book of your driving but I have never beeen asked for it. Good thing to because I don't have one. you can take your car to get routine mantance done to it (oil change , car wash.   if I ever get stopped I am just going to say that I left my log book on my work bench at home because I just got done changing the oil and I am on my way to the car wash. thats my story anyway.