Could Progressive Really be this much Cheaper?

[triple_green]

I have a couple of Nepali immigrant brothers that I have been helping out.

They got their drivers licenses more than a year ago. I helped them find and buy cars, get insurance, etc.

I just got them sigend up with American Family Insurance, it is what I have for my non-collector cars. But the premiums keep going up. After one year with them one guys monthly premium went from $127 to $145. He asked me to help him see how he sould save money on this premium. They were already a pretty much the minimum coverages and $500 deductibles. None of the agents suggestions for lower coverage or raising deductibles really made much difference in the premium amount for the coverage lost.

So we decided to get qoutes from other companies. Geico came in at exactly the same amount as AM Fam. But Progressive quoted him $66/month. I checked the detail quote and all of the areas and coverage amounts are covered and the same as the over quotes.

Can this be that Progressive is so much cheaper? It makes me nervous to let them change companies under these circumstances.

Thanks!
Mark

[JB400]

When I started driving 10 years ago, I was signed on Shelter.  I was paying $200/6 months. Two years later, I was paying $300/6 months.  After I graduated, it jumped to $400/6 months.  No claims or tickets.  Switched to American Family. $120/ 6 months. 1 year later  $180/6 months.  In 4 years, it went to $400 6/ months.  I went to Progressive. $127 6/months.  It stayed that away for 3 years until I got another vehicle.  Now I'm paying $320 6/months and it has been that away for 2 years with no claims or tickets.  Never had any tickets or claims.  Actually, my coverage is double of what I had than I had with the other 2.  Progressive wins in my book.

[68X426]

Yes, Progressive is that much cheaper. Just don't ever file a claim.

[kab69440]

I'll second that. I have Progressive. The moron that plowed my Jeep also had Progressive. They have been stonewalling and sandbagging this injury claim for just shy of two years waiting for the statute of limitations to expire. Oh, and they were generous enough to pay a whole thousand dollars for a vehicle I can't replace for three times the settlement.

[69rtse4spd]

You get what you pay for. .

[Dino]

I hate Flo.....

[Tilar]

I've heard Progressive is cheaper than most, but I'm way too much into the whole political thing to even consider them. I don't like the organizations they contribute money to, so I won't spend my money with them.

[JB400]

I've heard Progressive is cheaper than most, but I'm way too much into the whole political thing to even consider them. I don't like the organizations they contribute money to, so I won't spend my money with them.

I don't follow thier contributions, how about an update for those in the dark?

[Old Moparz]

Insurance?

Mandatory to pay for coverage, but loopholes to not pay claims.

Sounds fair to me.

[Tilar]

I've heard Progressive is cheaper than most, but I'm way too much into the whole political thing to even consider them. I don't like the organizations they contribute money to, so I won't spend my money with them.

I don't follow thier contributions, how about an update for those in the dark?

The man that runs Progressive is a guy by the name of Peter Lewis. His dad started the company.

Long story short...  Peter is in cahoots with George Soros in funding Onumbnuts and the liberal Agenda. He has also contributed millions of dollars to the ACLU, some of it he had ear-marked to sue schools that have a drug testing policy in force for workers and kids alike. He's also funneled a bunch of money into ACORN which managed to get 10's of thousands of dead people registered to vote last round. He's put money into a group that has tried a few times to get the Fox News network shut down. He's also put money into groups trying to do away with fines and jail time for drug convictions, mainly marijuana.

There is a lot of information out on the net about this pig fu@ker, just do a search on "Peter Lewis Progressive".

[Aero426]

Interesting.  Will check it out.    Maybe that's why it's called "Progressive".     Where's that rim shot smiley when I need it?

[ACUDANUT]

nope

[ACUDANUT]

Wrong, George Soros owns progressive and he is a commie.

[ACUDANUT]

Long story short...  Peter is in cahoots with George Soros in funding Onumbnuts and the liberal Agenda. He has also contributed millions of dollars to the ACLU, some of it he had ear-marked to sue schools that have a drug testing policy in force for workers and kids alike. He's also funneled a bunch of money into ACORN which managed to get 10's of thousands of dead people registered to vote last round. He's put money into a group that has tried a few times to get the Fox News network shut down. He's also put money into groups trying to do away with fines and jail time for drug convictions, mainly marijuana.

There is a lot of information out on the net about this pig fu@ker, just do a search on "Peter Lewis Progressive".


[/quote]

Wrong....Wrong, George Soros owns progressive and he is a commie.

[bull]

Apparently the conclusion is yes, Progressive really can be this much cheaper. I have Progressive but I've never filed a claim so, there you go...

[Indygenerallee]

The man that runs Progressive is a guy by the name of Peter Lewis. His dad started the company.

Long story short...  Peter is in cahoots with George Soros in funding Onumbnuts and the liberal Agenda. He has also contributed millions of dollars to the ACLU, some of it he had ear-marked to sue schools that have a drug testing policy in force for workers and kids alike. He's also funneled a bunch of money into ACORN which managed to get 10's of thousands of dead people registered to vote last round. He's put money into a group that has tried a few times to get the Fox News network shut down. He's also put money into groups trying to do away with fines and jail time for drug convictions, mainly marijuana.

There is a lot of information out on the net about this pig fu@ker, just do a search on "Peter Lewis Progressive".

I knew there was a reason I had never bought Progressive Insurance!! 

[Tilar]

Wrong, George Soros owns progressive and he is a commie.

Maybe you didn't read what I wrote. Peter Lewis runs progressive and it was started by his father. George soros may now own it, but Peter Lewis is running the company. and yes I totally agree, Soros is a piece of shit.

[Benji]

EVERYTHING said above is true.  See this http://en.wikipedia.org/wiki/Peter_B._Lewis

Benji

[mauve66]

years ago i couldn't believe how much cheaper progressive was, then my son turned 15.5 yrs old, they wanted $2000 for 6 mths just to add him to my policy as a student.
i started shopping around and found that AAA gave me the same cost for a year premium that all the other companies do for a 6 mth premium.  been with them for 6 years now, no claims though.

once a year i still check rates and still can't beat AAA

www.aaa.com

[bull]

Wrong, George Soros owns progressive and he is a commie.

Maybe you didn't read what I wrote. Peter Lewis runs progressive and it was started by his father. George soros may now own it, but Peter Lewis is running the company. and yes I totally agree, Soros is a piece of shit.

I don't get it. Every time I watch the news and the DNC and the debates, I'm told that it's only Republicans that are rich.

[MoparMotel]

I've had USAA ever since I started driving. Right now I'm paying about $115 a month for a 2007 Chevy 2500 heavy duty Diesel 4x4 truck and a 2006 GMC Sierra 1500 5.3L. Both full coverage with a $1,000 deductible. I'm only 23 but knock on wood no tickets no accidents.

I'll have to get a quote from AAA & Progressive.

[MoparMotel]

Also have the Charger with American Collectors which I believe USAA owns, $16 a month for full coverage $0 deductible.

[Indygenerallee]

I don't get it. Every time I watch the news and the DNC and the debates, I'm told that it's only Republicans that are rich.

[Indygenerallee]

Right now I'm paying about $115 a month for a 2007 Chevy 2500 heavy duty Diesel 4x4 truck and a 2006 GMC Sierra 1500 5.3L. Both full coverage with a $1,000 deductible. I'm only 23 but knock on wood no tickets no accidents.

That sounds way too good to be true especially at your age.

[mauve66]

Right now I'm paying about $115 a month for a 2007 Chevy 2500 heavy duty Diesel 4x4 truck and a 2006 GMC Sierra 1500 5.3L. Both full coverage with a $1,000 deductible. I'm only 23 but knock on wood no tickets no accidents.

That sounds way too good to be true especially at your age.

i agree but i guess it does depend on your location

are you on your own policy or your parents??

my son is 21, on his own policy and pays 180+ a mth for a 2012 v6 camaro, no tickets, no claims, but we are in a crime ridden neighborhood in the big city................