LIFE LOCK id. protection ???

[Highbanked Hauler]

  I just got a flier from them and for $140. a year you get ID. theft protection. Anybody have it or thoughts on it ??

[nvrbdn]

i would like to check it out. i think they will go in and straighten out anything you may question too. if they do i wanna know, cuz i found out i have stuff from the ex on my report. so if they will also clean that out im interested. this one place that called me wanted like  25.00 a month for the service.

[greasyspider]

I read somewhere that the CEO of life lock went around plastering his SS# on billboards to prove how good it was.  He subsequently had his identity stolen, true story.

[skip68]

The truth is NOBODY can prevent identity theft (especially from Nigerians) but they can catch it quicker.   Hackers will always find new methods and joining these types of so called identity protection (money makers) is just one more establishment that has all your information.   Less is more!   Just like these free credit check sites, there's something in it somewhere for somebody.  People need to be more responsible and keep their personal information just what it is, PERSONAL.  Just my 2 pennies worth.  

[twodko]

The truth is NOBODY can prevent identity theft (especially from Nigerians) but they can catch it quicker.   Hackers will always find new methods and joining these types of so called identity protection (money makers) is just one more establishment that has all your information.   Less is more!   Just like these free credit check sites, there's something in it somewhere for somebody.  People need to be more responsible and keep their personal information just what it is, PERSONAL.  Just my 2 pennies worth.  

A big X2!

[AKcharger]

Actually, if you place a fraud alert on your credit account your doing the exact same thing as these guys...it locks your credit from new applications till one of the creditors calls you personally to confirm. Just remember to update it every 90 days. It's free and all automated if you THINK you may be the victim of ID theft. I know I ALWAYS fear that my identity has been comprimised every 90 days. Call to one of the "big 3" is enough, they all share the alert. ...oh, you get a free (non-scored) credit report too. You can use web site or phone, I find phone is easier

TransUnion: 1-800-680-7289; www.transunion.com; Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92834-6790

Equifax: 1-800-525-6285; www.equifax.com; P.O. Box 740241, Atlanta, GA 30374-0241

Experian: 1-888-EXPERIAN (397-3742); www.experian.com; P.O. Box 9554, Allen, TX 75013

And from the federal trade commision:
http://www.ftc.gov/bcp/edu/microsites/idtheft/consumers/defend.html#Whatisafraudalert

[skip68]

Just got done looking into life lock.   Wow!  What a scam.  That idiot putting his social security number on TV ended up with (and I quote) a slew of accounts opened in his name.    Like I said before, NOBODY CAN PREVENT IDENTITY THEFT.  
SCAM SCAM SCAM.  

[AKcharger]

I think we should have some kind of unique, world-wide Identity number perminatly afixed to your right hand or forehead and you couldn't do ANY kind of transation without your personal involvment...that would solve all these ID theft problems!  

[Highbanked Hauler]

 Along the same line I have heard that European credit cards have a much more secure system than the USA.

[mauve66]

I think we should have some kind of unique, world-wide Identity number perminatly afixed to your right hand or forehead and you couldn't do ANY kind of transation without your personal involvment...that would solve all these ID theft problems!  

so your saying that there is NO WAY someone anywhere in the world that can have the same number on their head as you do?

[1970Moparmann]

I hear what you guys are saying, but, I know people that have it and it works for them.  I never had an in dept conversation about it, but I have talked in general terms.   One guy told me that he got an alert when his wife was "trying" to get financing for a car he didn't know about. 

I put on about $3 - 5k a month on my credit card due to work and I have been scammed twice now.  BUT, Chase saw what happened and cleared it up off my charges ASAP.  Due to how proactive Chase is, I will never change. 

[440]

Chase is a royal pain in the ass to deal with. Although in saying that they are probably one of the most secure banks.

[A383Wing]

Chase is a royal pain in the ass to deal with. Although in saying that they are probably one of the most secure banks.

yea...no shit....the customer service is terrible

Bryan

[1970Moparmann]

Never had a problem.  Been using them for 15 years with work.  Maybe I've been lucky with customer service...

[AKcharger]

One guy told me that he got an alert when his wife was "trying" to get financing for a car he didn't know about. 

Yup...free fraud alert does the same thing. With life lock® you're just paying for them to call it in every 90 days instead of you doing it yourself

[Tilar]

One guy told me that he got an alert when his wife was "trying" to get financing for a car he didn't know about. 

Yup...free fraud alert does the same thing. With life lock® you're just paying for them to call it in every 90 days instead of you doing it yourself

[myk]

What about the other companies like....I can't think of them right now.  But I will say it's a tempting idea.  Personally, I just got out of debt last year and I'd hate to get thrown down the cliff by some POS of a human being, stealing my identity...