Stolen Canadian 69 charger help

[CAPER]

Should show this to your Bank in the U.S. Lists a number of reasons why a wire transfer can be reversed in the U.S.
http://www.law.cornell.edu/ucc/4A/4A-211.html

[472 R/T SE]

Should show this to your Bank in the U.S. Lists a number of reasons why a wire transfer can be reversed in the U.S.
http://www.law.cornell.edu/ucc/4A/4A-211.html

Thanks for posting that.  It just confirms what I said if a person understands what is said

[charger_fan_4ever]

I wholeheartedly stand by my statement.  In the states wire transfers can not be reversed.

My bank even double checked to make sure the money was in the third party's account.  I didn't even take money from the buyer but a middle man/lady in Florida.

All I ask is you state your country is lenient with wire transfers instead of throwing out a blanket statement that both countries are the same cause we're not.

Read section H

A recall is possible through the bank of America.(second largest American bank)

https://onlineeast2.bankofamerica.com/cmsContent/en_US/eas-docs/help/help_sac_OLBS.html

Should show this to your Bank in the U.S. Lists a number of reasons why a wire transfer can be reversed in the U.S.
http://www.law.cornell.edu/ucc/4A/4A-211.html

Thanks for posting that.  It just confirms what I said if a person understands what is said

In the states wire transfers can not be reversed.

You said impossible to recall a wire in the US, so no it does not confirm it conflicts.

I'm not trying to start a pissing match, but you called b.s on me. I'm just providing facts. You can't cancel a wire transfer once it has been sent, but you CAN attempt to recall it after it hits the beneficiary's account. Yes your suppose to have a good reason to be able to recall a wire. In our cases the client made a payment to one of our competitors. Easily explained, it was a mix up on their end they recalled the wire $250k. I'm sure a scammer can come up with some false paper work in order to get a payment recalled. Like i said talk to two customer service reps at the bank and get two different stories. Same idea as talking to two different cashiers at walmart. They are entry level employees paid a little more than minimum wage, with bare essential training.

Call me old school, but its cash only on any significant amount of $$ in a personal transaction with someone I don't know.

[Drache]

I would ALMOST say this guy looks close to the thief

http://www.youtube.com/watch?v=BxIfKXuZhPg

[472 R/T SE]

Any & all attempts at retrieving the wire must be approved by the bank that received it is my point.  If the car has left my house you can bet I'll deny any attempts to reverse the wire.  Every time I also immediately transferred the money into a different account just because.

I'll stand by my BS statement.  A bank will not reverse a wire unless it's approved by me.  For that matter the bank has their hands tied if I deny them.  They can't just get into your account & withdraw $$ cause the buyer's Grandpa dies & he/she has 2nd thoughts.

You're in Finance.  My Mom has been a comptroller down in the DFW area for Chrysler @ almost 25 years. IIRC, I asked her years ago about secure ways to accept money.  I asked her about reversing wires & this was her response.  

"I have never ever heard of anyone being able to reverse a wire."

Tomorrow I'll call my bank & see if there's some kind of information online to relay everything I've been told. This isn't a pissin' match, I'm not bent out of shape & I hope you're not.      We just both happen to believe what we believe.  I had to call BS since all it takes is one poster to cry wolf about something being scam worthy & you have all these folks worried about wire tranfers'.





"Section H. Special Rules For International Transfers

·         Once an international transfer has been sent, it cannot be cancelled or amended. You may request an international transfer be recalled, and we will communicate your request to the beneficiary's bank. If the beneficiary's bank agrees to return the funds to us, then upon confirmation of receipt of funds in our account, we will credit your account at the current Bank of America retail buy rate for that currency that day (see below). Please note that the exchange rate will be different from the original rate applicable to the transfer, which may result in a loss to you. Furthermore, the beneficiary's bank may assess charges for their services, which will be deducted from the amount returned to you. We will have no liability to you if the beneficiary's bank or foreign beneficiary refuses your request to recall the international wire transfer."

[charger_fan_4ever]

No i'm not riled up

I understood you to say it was impossible for a wire transfer to be reveresed. I was just pointing out that it is possible. Like I said you can't recall it for any old reason say because you changed your mind. It has to be a legit reason. What I was hinting at was that a scammer that has gone as far as to steal a car with, would probably be able to pull a rabbit out of his hat and get some form of fraudulant paperwork in order to get the funds back.

As you know not all institutes follow rules. The bank never called us when the funds were reversed just sent a notice of reversal. Should they have done this no, but as I'm sure you know things don't always go as planned.

Like all these Nigerian scams that they are going to send you money by wire for your goods and you ship it. Yes its usually westernion union they ask for, but i have received spam where they are saying they will pay by W/T.For sure they have found a loophole if they are going the wire route.

To each his own for sure. Maybe its just me, but if i don't know the person and were talking a significant amount of money I don't trust anyone nowdays. Cash and have it checked at a bank in person is the only way I deal with joe blow off the street.