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This would really ruin your day

Started by Plumcrazy, May 17, 2006, 11:28:30 AM

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Plumcrazy

May 17, 2006, 11:28:30 AM

It's not a midlife crisis, it's my second adolescence.

RD

#1
May 17, 2006, 11:35:59 AM
holy cow.... well...something could be said about this ya know...but I dont want to sound like a preacher :D :D  :angel: :angel:

very sad for his loss though, very sad... :(
67 Plymouth Barracuda, 69 Plymouth Barracuda, 73 Charger SE, 75 D100, 80 Sno-Commander

topduarte

#2
May 17, 2006, 11:43:08 AM
I still have not figured why you cannot afford insurance on a car worth $60k or more! ???

since he never drove it, and it was garaged you would pay a couple of hundred dollars per year to insure it!!

73rallye440magnum

#3
May 17, 2006, 11:52:57 AM
heck, that wrecks my day. poor old man, poor car.
WTB- 68 or 69 project

Past- '73 Rallye U code, '69 Coronet 500 vert, '68 Roadrunner clone, XP29H8, XP29G8, XH29G0

limey

#4
May 17, 2006, 12:32:55 PM
Quote from: topduarte on May 17, 2006, 11:43:08 AM
I still have not figured why you cannot afford insurance on a car worth $60k or more! ???

since he never drove it, and it was garaged you would pay a couple of hundred dollars per year to insure it!!

Insurance is a funny thing...alll my cars are insured, and yet my drum kit and musical equipment worth about $18000 isnt. I have been meaning to sort it out for ages, now I'm no fool, but I have procrastinated.....It could so easily be someone like me scratching my head and saying..how could this happen to me?
Hmmm better go...got an insurance man to call...
Limey
Put your hand on a hot stove for a minute, and it seems like an hour. Sit with a pretty girl for an hour, and it seems like a minute. THAT'S relativity. -- Albert Einstein

Shakey

#5
May 17, 2006, 12:38:10 PM
No insurance -  :image_294343:

70charginglizard

#6
May 17, 2006, 01:16:52 PM
I think I'm gonna be sick..... :puke:
70charginglizard

RD

#7
May 17, 2006, 01:34:09 PM
well it can be saved, so even if he is pissed/sad what have you, he can still make alot more money off of it then what he will put into it
67 Plymouth Barracuda, 69 Plymouth Barracuda, 73 Charger SE, 75 D100, 80 Sno-Commander

Blown70

#8
May 17, 2006, 01:38:22 PM
IF you do not insure something like that... well you should just set 60,000 in cash on fire  :rotz:

4402tuff4u

#9
May 17, 2006, 02:24:36 PM
A real eye opener for all of us "do it yourself" type of guys. I keep two big fire extinguishers ready for the "in-case" situation and insurance for the mishaps when you are not around. Sure sad story but it's fixable. He did'nt loose his life and end up scarred up for life (well maybe emotionally he did).

I know when I grind something or weld something in the garage, I'm always worried that I'm going to wake up in the middle of the night with a fire in my hands - I thank God that he's been watching over me and my family! :yesnod:
"Mother should I trust the government?........... Pink Floyd "Mother"

mikepmcs

#10
May 17, 2006, 02:51:43 PM
i gotta go clean my woodshop, which is the other half of my garage where i put my 69.  i fear this every day as well.
i feel for him insurance or not.
Life isn't Father Knows Best anymore, it's a kick in the face on a saturday night with a steel toed grip kodiak work boot and a trip to the hospital all bloodied and bashed.....for reconstructive surgery. But, what doesn't kill us, makes us stronger, right?

limey

#11
May 17, 2006, 03:04:07 PM
Got my music gear insured now....funny how a story like that gives you a wake up call!
I keep a lot of it in the garage next to the car....and the canisters of petrol....and the other flammable things...(And my drums are made of American Rock Maple....now wouldn't that just burn great?
I don have fire extinguishers tho...

I feel really sorry for the guy..Hell if I'd cherished a Hemi for 30 years I would feel eviscerated if it caught fire...
L
Put your hand on a hot stove for a minute, and it seems like an hour. Sit with a pretty girl for an hour, and it seems like a minute. THAT'S relativity. -- Albert Einstein

MichaelRW

#12
May 17, 2006, 03:35:11 PM
Eventhough he didn't have automobile insurance on the car, wouldn't homeowner's content coverage cover this?
A Fact of Life: After Monday and Tuesday even the calendar says WTF.........

4402tuff4u

#13
May 17, 2006, 03:45:56 PM
Quote from: MichaelRW on May 17, 2006, 03:35:11 PM
Eventhough he didn't have automobile insurance on the car, wouldn't homeowner's content coverage cover this?

Probably is not a "home" garage. Looks like an industrial garage type. Some homeowners insurance stipulate no property coverage if burning torches, open flame heaters, combustible gas tanks and flamable products are stored or found in the home. In other words, they don't want to cover fires caused by you running a part time business repairing automobiles or a hobby that has a high risk of fire such as welding up sculptures, etc...
"Mother should I trust the government?........... Pink Floyd "Mother"

hotrod98

#14
May 17, 2006, 05:04:45 PM
Home owner's insurance doesn't cover cars. Some policies will cover car parts if there is no car for them be installed in or on.


Normal is an illusion. What is normal for the spider is chaos for the fly.
Charles Addams

694spdRT

#15
May 17, 2006, 05:33:31 PM
"Contents" listed on a home owners policy does not include vehicles.

Sad story....at least it does not appear to be unsalvageable.
1968 Charger 383 auto
1969 Charger R/T 440 4 speed
1970 Charger 500 440 auto
1972 Challenger 318
1976 W200 Club Cab 4x4 400 auto 
1978 Ramcharger 360 auto
2001 Durango SLT 4.7L (daily driver)
2005 Ram 2500 4x4 Big Horn Cummins Diesel 6 speed
2005 Jeep Grand Cherokee Limited 5.7 Hemi

TruckDriver

#16
May 17, 2006, 05:34:24 PM
Well, least he is going to restore it, not just toss it out. Of what you can see in the pic, it doesn't really look to bad.
PETE

My Dad taught me about TIME TRAVEL.
"If you don't straighten up, I'm going to knock you into the middle of next week!" :P

MassCharger73

#17
May 17, 2006, 05:35:03 PM
Due to the fact that the seat back and dash didn't burn, the car should be salvageable.
1973 Charger

mikepmcs

#18
May 17, 2006, 05:36:03 PM
Quote from: 694spdRT on May 17, 2006, 05:33:31 PM
"Contents" listed on a home owners policy does not include vehicles.

Sad story....at least it does not appear to be unsalvageable.

does umbrella coverage cover cars or soomething like that?? i'm askin' don't know.
v/r
Mike
Life isn't Father Knows Best anymore, it's a kick in the face on a saturday night with a steel toed grip kodiak work boot and a trip to the hospital all bloodied and bashed.....for reconstructive surgery. But, what doesn't kill us, makes us stronger, right?

Pistolpete

#19
May 17, 2006, 05:41:12 PM
You know what - I feel for the guy I really do, I wouldn't wish that on anyone.................but...

maybe I'm becoming jaded because I'm trying to finish my 69 to pretty high standards and have been running inot a lot of guys with junk and "project" cars in their garages, yards (some front yards) and driveways that somehow feel their "projects" are worth a ton of dough because B-J just sold a charger last weekend for $200,000... (I actually had a guy tell me his rusted engineless charger was a vegas car and worth a fortune..to which I replied "I've got news for you, keeping your car outside and uncovered for the last 12 Canadian winters means ITS NOT A VEGAS CAR ANYMORE).
Anyway, I'm tired of guys asking exorbinant amounts for their junk and/or somehow thinking that their classic cars are going to magically restore themselves some day. or that every day that an unprotected car gets left outdoors it doesn't rust or deteriorate it gets more valuable!!!

I know that this doesn't entirely apply to this guy  but WHY would you have a car like, get offered SIX FIGURES (US I'm assuming) while you're on a pension and turn it down. Greed is a terrible thing and sure enough fate has a way of coming back to bite you in the arse if you don't respect it.

I really do hope this guy can bring her back and/or puts that car in the hands of someone who cares more about the car than just what its gonna be worth next week.

just my two cents
'68 440 4 spd - Pro Tour
'69 R/T 440 4 spd

I love being me......ask anybody!

MassCharger73

#20
May 17, 2006, 05:52:03 PM
So is this a case of karma ?
1973 Charger

mikepmcs

#21
May 17, 2006, 05:58:25 PM
if you are  meaning what comes around goes around, then no, that's actually called dharma.
karma is more of a feeling, not a repercussion. 
it's all buddhism and hinduism stuff.  and no i'm not i just stayed at a holiday in express last night.
and i really hope that wasn't it anyway. either or.
it's really sad but at least he wasn't hurt!!  I should think he'd be thanking his stars just getting out of there reading the article.
Life isn't Father Knows Best anymore, it's a kick in the face on a saturday night with a steel toed grip kodiak work boot and a trip to the hospital all bloodied and bashed.....for reconstructive surgery. But, what doesn't kill us, makes us stronger, right?

MichaelRW

#22
May 17, 2006, 05:59:29 PM
Quote from: mikepmcs on May 17, 2006, 05:36:03 PM
Quote from: 694spdRT on May 17, 2006, 05:33:31 PM
"Contents" listed on a home owners policy does not include vehicles.

Sad story....at least it does not appear to be unsalvageable.

does umbrella coverage cover cars or soomething like that?? i'm askin' don't know.
v/r
Mike


This group is great, thanks to all that got me wondering about my own insurance coverage so I called my agent to confirm what I had. He said the homeowners coverage even with the umbrella did not cover cars in the garage.
A Fact of Life: After Monday and Tuesday even the calendar says WTF.........

Charger_Fan

#23
May 17, 2006, 06:00:13 PM
Quote from: MassCharger73 on May 17, 2006, 05:35:03 PM
Due to the fact that the seat back and dash didn't burn, the car should be salvageable.
:iagree: Looks like it's mostly smoke & water damage from that pic. Look at the '40 Ford in the back, it looks like it's just got soot on it.
I'm sure the paint isn't much to brag about anymore, but it doesn't look as bad as the usual garage fire pics we see.

I still feel sorry for the guy. :'(

The Aquamax...yes, this bike spent 2 nights underwater one weekend. (Not my doing), but it gained the name, and has since become pseudo-famous. :)

mikepmcs

#24
May 17, 2006, 06:02:56 PM
Quote from: MichaelRW on May 17, 2006, 05:59:29 PM
Quote from: mikepmcs on May 17, 2006, 05:36:03 PM
Quote from: 694spdRT on May 17, 2006, 05:33:31 PM
"Contents" listed on a home owners policy does not include vehicles.

Sad story....at least it does not appear to be unsalvageable.

does umbrella coverage cover cars or soomething like that?? i'm askin' don't know.
v/r
Mike

This group is great, thanks to all that got me wondering about my own insurance coverage so I called my agent to confirm what I had. He said the homeowners coverage even with the umbrella did not cover cars in the garage.

so what do we all do now, i guess i'm going to full coverage on my charger with fire damage and stuff.  ok don't light me up, i have seven cars and it's not that cheap but i think i'm going to call hagerty tomorrow and sheck on my 55 Chevy and my 69 CHarger.  Does Hagerty insure modified vehicles??
Life isn't Father Knows Best anymore, it's a kick in the face on a saturday night with a steel toed grip kodiak work boot and a trip to the hospital all bloodied and bashed.....for reconstructive surgery. But, what doesn't kill us, makes us stronger, right?
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