wooden leg insurance

[JB400]

A man and his wife, moved back home to West Virginia , from Ohio . The husband had a wooden leg, and to insure it back in  Ohio cost them $2000

When they arrived in West Virginia , they went to an insurance agency to see how much it would cost to insure his wooden leg.

The agent looked it up on the computer and said: '$39.'

The husband was shocked and asked why it was so cheap here in  West Virginia  to insure it because it cost him $2000 in Ohio !

The insurance agent turned his computer screen to the couple and said, 'Well, here it is on the screen, it says: Any wooden structure, with a sprinkler system above it, is $39... You just have to know how to describe it!'