What company should I insure my car through?

[rikubot]

Hi all,

Got a simple one for ya today. Where do I buy insurance for my '69? Let's hear some rates/requirements! 

Thanks guys,

-Mike

[myk]

Hagerty or Grundy seem to be the popular choices.  Best thing to do is call them up and get a quote...

[Mopar Nut]

I heard good things on American Collectors Insurance 1 (866) 874-4794 info@americancollectors.com  www.AmericanCollectors.com

[skip68]

I went through Hagerty.   No matter who you go through make sure you insure it for an agreed value amount.   Not that you'll ever need it hopefully.   

[Just 6T9 CHGR]

I heard good things on American Collectors Insurance 1 (866) 874-4794 info@americancollectors.com  www.AmericanCollectors.com

Ive had them for 15+ years now....

[XS29L9Bxxxxxx]

Hi all,

Got a simple one for ya today. Where do I buy insurance for my '69? Let's hear some rates/requirements! 

Thanks guys,

-Mike

Mike,  Your question is difficult to answer for a true comparison, as rates vary state to state.

We have two 1969 Chargers insured under what's known as "agreed value" policies. And as such, on a collector car policy.

You might want to give Adam or Bobbie Jo a call at the NCM Insurance Agency and ask for a quote. They have saved me a BUNCH of money over others we compared 

Here's their website:
http://ncminsurance.com

I hope this helps you as much as they helped us 

[Dino]

I canceled my policy with Hagerty because they kept jacking up the price each year.  About $130 in 2 years and no good explanation from them.  I'm probably going with Grundy next. 

[ws23rt]

I just recently went with American collectors. The agreement on insured value was not a PIA.
My hope is I will not have to find out how hard it is to collect if need be.

[Bossman963]

Try Heacock insurance their the best and cheapest out there and the best

american Modern is a total piece of shit Co- they string ya on and at the end want a fortune - any car over the value oif $100K they want a 20% mandatory deductible- F**K them

[myk]

Try Heacock insurance their the best and cheapest out there and the best

american Modern is a total piece of shit Co- they string ya on and at the end want a fortune - any car over the value oif $100K they want a 20% mandatory deductible- F**K them

What?   

[rikubot]

I just recently went with American collectors. The agreement on insured value was not a PIA.
My hope is I will not have to find out how hard it is to collect if need be.

This might be a stupid question, but what is "PIA"?

[Mopar Nut]

I just recently went with American collectors. The agreement on insured value was not a PIA.
My hope is I will not have to find out how hard it is to collect if need be.

This might be a stupid question, but what is "PIA"?

Pain In the Ass

[toocheaptosmoke]

Have mine insured on my regular Erie insurance, with an agreed upon value. (which may not be enough considering some of the prices these days...  )  It's like $450 a year for comp/collision, no mileage restrictions.  Had to get it appraised by someone from insurance company, which was a bit sketchy because the car looks like crap but is solid underneath.  Was $700 a year when it was the only vehicle on my policy.

Some of the specialty insurance companies wouldn't cover me because of driving it to work, not having a garage, not having a primary vehicle less than 10 years old, etc.

[stripedelete]

Insurance threads pop up frequently.   Make sure to search them out.  They are peppered with personal experiences.

[68CoronetRT]

I just used State Farm which all my other vehicles are under. I did a 5k miles or less a year agreement for classic car and we agreed on a value and they approved it. I've driven the car 4k miles in 3 years.

[XS29L9Bxxxxxx]

Try Heacock insurance their the best and cheapest out there and the best

american Modern is a total piece of shit Co- they string ya on and at the end want a fortune - any car over the value oif $100K they want a 20% mandatory deductible- F**K them

American Modern underwrites Heacock, as per their website, so not sure your post makes any sense.  

Regarding a mandatory deductible, I've never heard of that either, so it could be a state regulation one company enforces and not the other, or just your interpretation.  

[Bossman963]

My bad as I stated a piece of S**T Co was American Modern- as I HAVE THEM NOW AND THEIR A GREAT CO.
what I lacked as USING my memory- (I'm GETTING OLDER AND FORGETTABLE of correct facts @ TIMES )

What I should have said (the Co I was referring 2) is American Car Collector- that's the piece of S**T Co to stay away from- so  I'm apologetic to all for my previous statement about American Modern Ins.

[rikubot]

Thanks everybody I've been reading your suggestions. I have been real busy lately so I've got a bunch of questions for ya. For now, keep 'em comin'!